Investment Advice
Hay Uncle Bruce, it’s Rake.?
Hay Rake,long time no see! To what do I owe this call??
I’m calling because I want to ask you for some investment advice. I’ve saved some money over past two years,and now I’m looking at making it grow by investing it. Since you work in banking,my daddy encouraged me to ask you for some advice.?
Sure,anything I can do to help out??
One of my friends has suggested that I put into the stock market. He recently invested 15 thousand dollars in a new company called Avex Technologies. And he says they’re on fire. So I want to ask if you knew they were a good company to invest in.?
PS:?我的一個朋友建議我投資股市蕾殴。他最近投資了1.5萬美元在一家名為Avex Technologies的新公司彬坏。他說他們著火了劲厌。所以我想問你是否知道他們是一家值得投資的好公司胁编。
One of…之一
suggested建議;?提議;?推薦;?舉薦;?使想到;?使認為;?表明;?suggest的過去分詞和過去式
put into插入;?注入;?入港
stock market證券交易;?股票交易;?股市
invested投資;?投入;?invest的過去分詞和過去式
thousand一千;?數(shù)以千計的;?成千上萬的;?許許多多的;?1 000到9 999間的數(shù)目;?千位數(shù)
on fire熱情似火;激動萬分;激情澎湃;?著火;起火;在燃燒
want to應該
invest in投資到
Well I haven’t heard of Avex, so I would have to know more about it before I could answer that. But the smartest advice I’ve ever been giving about investing is to diversify. I don’t doubt your friend has made a lot of money with Avex, but make sure you don’t put all your eggs in one basket.?
Oh I totally understand. Actually I want to ask whether you knew about any other good companies I could invest in.?
By diversity, I mean finding investments outside of individual shares of stock. Play in the store market can be exciting and yield big returns,but there’s also a lot of risk involved. If you are not careful,you could lose quite a bit of money. If your friend has 15 thousand dollars in Avex alone,I think he must either be very rich or very brave.?
PS:?我所說的多元化华匾，是指在個人股票之外尋找投資构罗。在商店市場上玩可能會令人興奮长酗，并產(chǎn)生巨大的回報溪北，但也有很多風險涉及。如果你不小心，你可能會損失不少錢之拨。如果你的朋友光在Avex就有1.5萬美元茉继，我想他要么很富有，要么很勇敢蚀乔。
investments投資;?投資額;?投資物;?值得買的東西;?有用的投資物;?investment的復數(shù)
yield出產(chǎn);?產(chǎn)生;?提供;?屈服;?讓步;?放棄;?繳出;?產(chǎn)量;?產(chǎn)出;?利潤
a lot of許多
careful小心;?注意;?謹慎;?細致的;?精心的;?慎重的
brave勇敢的;?無畏的;?需要勇氣的;?表現(xiàn)勇敢的;?新穎的;?嶄新的;?勇敢面對;
Well,I’ve saved up around 10 thousand dollars. How much of that do you think I should use for buying stocks?
Personally, I believe that when you invest in the market, you should never put in more money than your comfortable was losing. 10 thousand dollars is nice a lot of money to begin an investing with. But if I were you, I would consider putting majority of it in more conservative investment.?
PS:?我個人認為烁竭，當你在市場上投資時，你永遠不應該投入比你的舒適度損失更多的錢乙墙。1萬美元是一大筆投資的開始颖变。但如果我是你，我會考慮把大部分投資放在更保守的投資上
conservative英 [k?n?s??v?t?v]? 美 [k?n?s??rv?t?v] adj.保守的;守舊的;(英國)保守黨的;低于實際數(shù)量的n.(英國)保守黨黨員听想，保守黨支持者;保守者;因循守舊
My dad says that too. He keeps telling me that I should put at least half of my money into something called the index fund.?
PS:?我爸爸也這么說腥刹。他一直告訴我，我應該把至少一半的錢投入一種叫做指數(shù)基金的基金汉买。
index fund指數(shù)化證券投資基金
I agree with him. An index fund is a great idea for someone in your position. Basically,it is like a basket of stock with inner certain index like the S&P(Standard & Poor)500 and Dowjones. Because you’re buying into all the stocks in a certain index. No matter how individual stocks perform,the return remains relatively stable.?
PS:?我同意他的看法衔峰。指數(shù)基金對你這個職位的人來說是個好主意⊥苷常基本上垫卤，它就像一籃子股票，里面有一定的指數(shù)出牧，比如標準普爾500指數(shù)和道瓊斯指數(shù)穴肘。因為你買入了某個指數(shù)的所有股票。無論個股表現(xiàn)如何舔痕，回報率都保持相對穩(wěn)定评抚。
?Dowjones道瓊斯指數(shù)
But doesn’t that mean that the overall returns will be lower??
?Yes. The potential pay off may be less than investing in individual stocks,but overtime,the interest compounds,so that gradually you can make a lot. And ten years time,your initial investment could even triple.?
PS:?潛在的回報可能比投資個股要少，但加班加點伯复，利息就合成了慨代，這樣慢慢就能賺很多。十年后啸如，你的初始投資甚至可以增加三倍侍匙。
pay off償清，還清;?還清欠…的錢;?用錢打發(fā);?成功;?贏利
may be多半
less than毫不;?完全不;?一點都不
overtime加班;?加班的時間;?加班費
compounds復合物;?混合物;?化合物;?復合詞;?使加重;?使惡化;?由…構成;?混合;?摻和;?拌和;?compound的第三人稱單數(shù)和復數(shù)
so that因此;?以便
gradually逐漸地;?逐步地;?漸進地
a lot常;?許多
triple三部分的;?三人的;?三組的;?三倍的;?三重的;?成為三倍;?使增至三倍
?That does sound like a smart investment. Although I wish I could find a way of interesting that would make me money this year, not ten years down the road.?
Well like I said,investing is all about diversification. It’s a bull market after all,so it won’t hurt to put 2 thousand dollars in some popular stocks. With prices going up and people buying more,you should be able to see some immediate returns. Just remember that no market last forever. And when the market sees a correction, you’ll be glad to put some of your money in the index fund.?
PS:?就像我說的叮雳，投資就是多樣化想暗。畢竟這是一個牛市，所以在一些熱門股票上投入2000美元也不會有什么壞處帘不。隨著價格上漲江滨，人們購買更多，你應該能夠看到一些立即的回報厌均。記住唬滑，沒有市場是永恒的。當市場看到調整時，你會很高興把你的一部分錢投入指數(shù)基金晶密。
all about關于…的一切擒悬，到處，各處
after all畢竟;?居然;?終究;?竟然;居然
you should你應該;?你應該要;?翻閱字典查查這個生詞
be able to能做到…的;?可以…的稻艰，能夠…的
last forever萬古長存
index fund指數(shù)化證券投資基金
You know you really are our proud uncle Bruce. You’ve given me so much great advice. Thank you very much!?
