Day4:
1.IN BRITAIN?alone?millions of people make?formal complaints?each year
單就一個(gè)英國(guó)而言秕重，每年就有數(shù)以百萬(wàn)計(jì)的人提起正式起訴。
It ?is ?a ?virtue ?for ?people from ?different ?cultures, religions ?and ?colours ?united ?to ?beat ?United ?Airlines.
2.nudge?them to save more
see ?nudge ?again, ?means ?propel ?people ?slightly ?or ?guide ?them ?to ?save ?money.
3.To date, despitedirewarnings, European retail banking has been remarkablyunscathedby technology-drivendisruption.
to ?date=so ?far/ by ?now/ up ?to ?now/ by ?far, ? ?dire=extreme, unscathced=withou ?damage
4.mount ?a ? challenge, ?mostconspiciouslyin
mount=gradually ?increase, surge, or ?get ?bigger ? ? ?conspicious=noticeable,attracting ?attention
5.Buttheir reach is more?limited elsewhere in Europe. Physical payments are still overwhelmingly made with
cash or bank cards.
本句無(wú)生詞，一個(gè)but給出了線上與線下支付兩種支付方式在實(shí)際應(yīng)用中的占比情況致燥。
6.due to?be implemented by EU members in January 2018
本句無(wú)生詞屋休，但監(jiān)管上新的法令即將執(zhí)行默伍，導(dǎo)致傳統(tǒng)銀行某些行為被強(qiáng)制改變。
7.Provided?the?customer has givenexplicit consent
provided=if, ?assume ? ? ? explicit ?sonsent=明確表達(dá)同意
8.strong authentication 強(qiáng)認(rèn)證 ? ? ? ?integrate ?into=融入
9.rock-bottom?interest rates=the ?lowest ? interest ?rates
10.resistanceis manifested as a concern about data protection:?more than half of respondents to the PwC
survey voiced concerns about security and?liability.
這個(gè)詞體現(xiàn)出新老利益集團(tuán)博弈之激烈程度屎鳍。old ?money 是不會(huì)輕易放棄既得利益的，不由讓人想起寶能和萬(wàn)科问裕、格力之爭(zhēng)斗逮壁。塵埃落定，成王敗寇粮宛，落得個(gè)妖精害人精的稱號(hào)梧兼。但勢(shì)不可違饵沧，等下一輪吧虑省。
11.They will?not?be subject to?the same capital and?stress-testing requirements banks face: but?nor will they be licensed to undertake the?riskier business of lending.
受
12.are al lattributes entrants?want to gain by association, just as banks want to?exploit?newcomers’ technology.
huge ?customer ?base(眾多客戶）+low ?funding ?costs(低存款利息）=attributes(advantage 優(yōu)勢(shì)）
exploit=use, ?apply, ?utilize, ?avail ?開(kāi)發(fā)曼玩， 利用
Day5:
Day6:
Technology? is? manifested? as? a? driving? force? for? development,? which? team? up? with? industry? and? agriculture,? offer? verious? of? convinient? seveces.? A? mobile? phone,? nowdays,? used? not? only? to? make? a? call,? but? also? have? teleconference,? watch? movies,? play? games? or? pay? credit? card,? for? example.
As ?Chinese ?gorvenment ?propelling ?ecnomic ?reform, ?relative ?rules ?will ?open ?the ?door ?to ?fintech ?companies ?that ?are ?expected ?to ?expand ?financial ?channels ?and ?facilitate ?effcient ?work ?flow. ?However, ?it ?is ?proved ?to ?be ?pefect ?on ?paper. ?Kinds ?of ?P2P ?businesses ?have ? easy ?access ?to ?collect ?money ?unofficially ?through ?internet, ?what's ?more, ?some ? ?of ?them ?loan ?sharks ?to ?girl ?students, ?who ?have ?to ?use ?nude ?and ?sex ?vedios ?as ?collateral, ?and ?nudge ?them ?to ?overdraw. ?According ?to ?calculation, ?losses ?from ?fintech ?fraud ?is ?surging, ?that ?means ?illegall ?orgernizations ?exploit ?new ?technology ?to ?level ?people ?in ?a ?weaker ?position.
More ?and ?more ?cases ?shake up ?the ?gorvenment ?and ?make ?it ?realize, ?technology ?combined ?with ?illegal ?companies ?without ?regulation, ?just ?a ?handy ?sauce ?of ?income. ?So, ?regulators ?must ?extremely ?restrict ?financial ?liberalization ?as ?well ?as ?tight ?up ?sercurity ?of ?whole ?system, ?meanwhile, ?guide ?them ?toward ?to ?a ?legitimate-frame.
It ?takes ?time ?to ?transform ?the ?landscape, ?and ?also ?we ?take ?barely ?ever ?advantage ?of ?merchant, ?so ?remember ?that, ?no ?greey, ?no ?lost.
