1嘀韧、investment/?n?vestm?nt/n.投資英文解釋：the act or action of investing
eg：Antiques are a very safe investment
2深寥、stock/st?k/n.股份踩寇、庫存
英文解釋：money lent to a government or company, on which interest is paid
eg：As stock prices have dropped, so too has bank capital.
3牺堰、bond/b?nd/n.債券
英文解釋：written agreement or promise that has legal force
eg：An industrial firm issues bond to collect money and will pay back with interest.
4九秀、penalty/'pen?lti/n. 處罰嘁锯；懲罰请毛；不利志鞍；罰球
英文解釋：suffering or loss that is the result of one's unwise action or of sb's condition or situation
eg：A penalty clause was written into the contract.
5、withdrawal/w?e'dr???l/n. 撤退方仿；退回固棚；提款；取款
英文解釋：the act of taking an amount of money out of your bank account
eg：He advocated the withdrawal of the American presence in Lebanon.
6仙蚜、shift/??ft/v. 移動(dòng)此洲；改變
英文解釋：change in position or direction; move from place to place
eg：The tools shift around in the car boot every time we turn a corner.
7、conservative/k?n's??v?t?v/adj. 保守的委粉；守舊的
英文解釋：resistant to change
eg：He was very conservative in the estimate.
8呜师、certificate/s?'t?f?k?t/n. 執(zhí)照；證(明)書
英文解釋：official written or printed statement that may be used as proof or evidence of certain facts
eg：The driver's certificate was suspended by the police.
9贾节、deposit/d?'p?z?t/n. 存款汁汗；定金
英語解釋：sum paid into an account, e.g. at a bank
eg：She deposited a pile of books on my desk.
10、flat/fl?t/adj.固定的栗涂；統(tǒng)一的
英文解釋：（of an amount of money, a charge, etc.) fixed; not variable.
eg：Most of our county is as flat as a pancake.
11知牌、tuition/tju'??n/n. 學(xué)費(fèi)；教誨斤程；教學(xué)
英語解釋：the cost of going to an educational institution.
eg：The money is sufficient to cover the tuition.
12角寸、dock/d?k/vt. 減扣
英語解釋：make (wages, allowances) less
eg：If you're late for work again your wages will be docked.
13:tuition:n. 學(xué)費(fèi)；講授
英文解釋:a fee paid for instruction
中文解釋:上學(xué)的費(fèi)用
I have no income and I have to pay my tuition.
/ tju'?? ? n /
14:equity:n. 公平忿墅，公正扁藕；衡平法；普通股疚脐；抵押資產(chǎn)的凈值
the ownship interest of shareholders in a corporation
按規(guī)定執(zhí)行亿柑，不徇私
Do you plan to go for debt or equity financing?
/ 'ekw?ti /
15:tightened:v. 拉緊；固定亮曹；加嚴(yán)（tighten的過去式形式）橄杨；使緊密
made tighter or more stringent
加強(qiáng)固定
We noticed that the specifications have tightened up in some areas and have been implemented as such.
16:prospect:n. 前途秘症；預(yù)期；景色
the possibility of future success
以后的工作
But with no signs of any precipitation, the prospect of the harvest looks bleak.
/ 'pr?spekt /
17:options:n. 選擇式矫；期權(quán)乡摹；[計(jì)] 選擇項(xiàng)（option的復(fù)數(shù)）
one of a number of things from which only can be chosen
多個(gè)具有選擇性的
If they do not match, you have two options.
/??p?nz/
18:prepaid:adj. 先付的，已支付的
used especially of mail;paid in advance
已經(jīng)付過的
First, prepaid customers pay smaller monthly bills: $34 on average, compared with the $56 average paid by contract customers.
/ ?pri?'pe?d /
19:district:n. 區(qū)域采转；地方聪廉；行政區(qū)
a region marked off for administrative or other purposes
某一個(gè)劃定的地方
The flood inundated the whole district.
/ 'd?str?kt /
文章結(jié)構(gòu)
12:you have no idea how you you're going to foot the bill.
3:Section 529 Plan
4:Mutual Funds
5:Other Investments
6:The more children invest in children, the better the future of children.
全文翻譯
難怪你不能睡眠。你的孩子去讀大學(xué)故慈，你不知道你該如何去買單板熊。當(dāng)你在家中失去收入和權(quán)益時(shí)，學(xué)費(fèi)就上漲了〔毂粒現(xiàn)有的財(cái)政援助減少了干签，銀行家們收緊了信貸額度。所有這一切使得你的孩子在畢業(yè)后面臨貸款堆積如山的學(xué)生貸款債務(wù)的前景拆撼，如果他貸款了容劳。
信不信由你，你有選擇闸度。如果在371學(xué)校做的很好竭贩，成本確實(shí)是天文數(shù)字。3500所高校的調(diào)查顯示莺禁，雖然留量，55％的學(xué)生一年的學(xué)費(fèi)和其他費(fèi)用需要支付 9000美元或更少。
529規(guī)劃 529儲蓄賬戶和預(yù)付計(jì)劃相比是一個(gè)更好的選擇哟冬，是一個(gè)可以失去價(jià)值到另一個(gè)州楼熄。你可以投資于任何州的計(jì)劃；32個(gè)州柒傻，加上哥倫比亞孝赫。然而较木，如果你的孩子是在州學(xué)習(xí)的會(huì)有額外的稅收红符。529規(guī)劃對于花在高等教育的錢是免稅的。
共同基金 這些是股票和債券的集合投資伐债，由專業(yè)人士管理预侯，不像529規(guī)劃蒸殿。他們可以在任何時(shí)候被用于任何目的脱拼，在孩子成長的過程中不會(huì)受到懲罰，因?yàn)楹⒆娱L大后你會(huì)想要轉(zhuǎn)變?yōu)樵絹碓奖Ｊ氐幕稹?br>
其他投資? 存款憑證抛人，貨幣市場賬戶虹蒋。而普通的儲蓄賬戶仍然受到一些家庭的青睞糜芳。他們確實(shí)是更安全的投資飒货，盡管他們通常在股票市場上投資的529計(jì)劃少了3到6個(gè)百分點(diǎn)。
你通常會(huì)在孩子的儲蓄和投資賬戶上繳納較低的稅金峭竣，但如果你有機(jī)會(huì)獲得經(jīng)濟(jì)援助的話塘辅。這些都是虛假的儲蓄大學(xué)希望你每年能貢獻(xiàn)5%的收入來支付學(xué)費(fèi)，但這是收入的賬單在你的孩子的名字要高得多皆撩，每年20%扣墩。以你孩子的名字命名的價(jià)值20000大學(xué)基金，換句話說扛吞，將會(huì)在54000左右呻惕。但最多是1100 如果在你的名字中。
讀后感
文章的詞數(shù)并不多滥比，看不懂的單詞也不少亚脆，主要是專業(yè)名詞和生僻單詞，熟詞生義給閱讀帶來了比較大的障礙盲泛，同時(shí)不同地域的文化差異也造成了閱讀時(shí)很難理解型酥。比如說“529規(guī)劃”容易理解成一個(gè)工程，而不是一個(gè)投資計(jì)劃查乒。文章主要通過一個(gè)父母的視角弥喉，從而引出各個(gè)投資的優(yōu)點(diǎn)，從各方面玛迄，各角度論證了投資計(jì)劃的可行性由境。當(dāng)明確了文章的主題之后，要解決的是細(xì)節(jié)問題蓖议，比如說投資計(jì)劃的收益虏杰，受益是多少。像這類文章應(yīng)圈出關(guān)鍵詞勒虾，構(gòu)成系統(tǒng)理解更易纺阔。
There are less words andmore difficult
words in this article.It's difficult for us
to some technical terms and strange
words.And different zone culture is a
reason. Such as "529plan" like a engine
but a investment plan.The article shows
all kinds of the advantage of investment plan by parents views and prove the possible of some investment plan in all
decrition. After we hold on the main of article and tiny problem is first.Such as
the investmentplan can receive the numberof profit and how much is profit.
It's important for work out the article to mark important words tounderstand.
課后答案
1.NEW ways to save for college.? C
2.Cost are indeed astronomical at many
of the 371 schools that make the best of
lists.? ? ? B
3.Earnings in 529 plans are taxfree as long as the money is spent on higher
education.? ? ? B
4With no penalties for withdrawal of
earnings? ? ? ? D
5.You usually pay lower taxes on savings and investment accounts held in your child's name.? ? ? ? C
