前言：所謂“個(gè)人財(cái)富自由”，是指某個(gè)人再也不用為了滿足生活必需而出售自己的時(shí)間懂扼。在實(shí)現(xiàn)財(cái)富自由的路上，個(gè)人知識(shí)右蒲、自負(fù)其責(zé)的擔(dān)當(dāng)以及“杠桿”都是你的武器阀湿。當(dāng)你真正邁過(guò)那道坎后，你會(huì)發(fā)現(xiàn)財(cái)富自由根本不是重點(diǎn)瑰妄，僅僅是一座里程碑陷嘴。本文作者是#### Naval，來(lái)自于Twitter间坐，由郭知行翻譯灾挨。
How to Get Rich (without getting lucky)邑退？
如何獲得真正的財(cái)富？
Seek wealth, not money or status. Wealth is having assets that earn while you sleep. Money is how we transfer time and wealth. Status is your place in the social hierarchy.
追求真正的財(cái)富劳澄，而不只是金錢(qián)和地位地技。所謂財(cái)富，就是為你帶來(lái)“被動(dòng)收入”的資產(chǎn)秒拔。金錢(qián)是我們出售自己的時(shí)間換取資產(chǎn)的媒介莫矗，地位只是你在社會(huì)階層中的位置而已。
Understand that ethical wealth creation is possible. If you secretly despise wealth, it will elude you.
站著賺錢(qián)砂缩，而不要躺著作谚。出來(lái)混，遲早要還庵芭。
Ignore people playing status games. They gain status by attacking people playing wealth creation games.
遠(yuǎn)離熱衷于權(quán)位競(jìng)爭(zhēng)食磕、卻不主動(dòng)創(chuàng)造財(cái)富的人。
You’re not going to get rich renting out your time. You must own equity - a piece of a business - to gain your financial freedom.
想實(shí)現(xiàn)財(cái)富自由喳挑，你的資產(chǎn)帶來(lái)的被動(dòng)收入必須大于你的生活開(kāi)支彬伦。財(cái)富自由之路的背后，是我們每個(gè)人尋找并囤積最適合的“資產(chǎn)”的過(guò)程伊诵。
You will get rich by giving society what it wants but does not yet know how to get. At scale.
你的價(jià)值由社會(huì)上其他人來(lái)決定单绑。想致富，就為社會(huì)上其他人提供差異化“服務(wù)”曹宴。接受你服務(wù)的人越多搂橙，你的價(jià)值越高。
Pick an industry where you can play long term games with long term people.
選擇有前景的長(zhǎng)期賽道和伙伴笛坦，耐心幾年区转，必有有好處。
The Internet has massively broadened the possible space of careers. Most people haven't figured this out yet.
很多人并沒(méi)有意識(shí)到版扩，互聯(lián)網(wǎng)極大地拓寬了我們職業(yè)生涯的空間废离。
Play iterated games. All the returns in life, whether in wealth, relationships, or knowledge, come from compound interest.
復(fù)利是世界上第八大奇跡。將復(fù)雜的問(wèn)題“套路化”礁芦，重復(fù)做蜻韭。所有資產(chǎn)，包括財(cái)富柿扣、關(guān)系肖方、知識(shí)等，帶來(lái)的回報(bào)都遵循復(fù)利公式未状。
Pick business partners with high intelligence, energy, and, above all, integrity.
選擇充滿智慧俯画、身負(fù)激情、心懷誠(chéng)信的商業(yè)伙伴司草。而其中最重要的是誠(chéng)信艰垂。
Don't partner with cynics and pessimists. Their beliefs are self-fulfilling.
不與憤世嫉俗者和悲觀主義者共事泡仗。**
Learn to sell. Learn to build. If you can do both, you will be unstoppable.
學(xué)會(huì)生產(chǎn)和推銷自己（的作品）。
Arm yourself with specific knowledge, accountability, and leverage.
用內(nèi)隱知識(shí)材泄、自負(fù)其責(zé)和杠桿來(lái)武裝自己沮焕。
Specific knowledge is knowledge that you cannot be trained for. If society can train you, it can train someone else, and replace you.
個(gè)人知識(shí)通常不能批量生產(chǎn)吨岭。如果社會(huì)能訓(xùn)練你拉宗，它在下一秒也可以訓(xùn)練另一個(gè)人來(lái)代替你。
Specific knowledge is found by pursuing your genuine curiosity and passion rather than whatever is hot right now.
個(gè)人知識(shí)建立在我們每個(gè)人的好奇心和激情之上辣辫，并不一定是當(dāng)下最熱門(mén)的領(lǐng)域旦事。
Building specific knowledge will feel like play to you but will look like work to others.
當(dāng)我們構(gòu)建個(gè)人知識(shí)時(shí)，會(huì)感覺(jué)自己宛如在玩中學(xué)習(xí)急灭，而不是在工作姐浮。
When specific knowledge is taught, it’s through apprenticeships, not schools.
內(nèi)隱知識(shí)的傳承通常來(lái)自于師徒制，而不是學(xué)校教育葬馋。
Specific knowledge is often highly technical or creative. It cannot be outsourced or automated.
個(gè)人知識(shí)往往是高度技術(shù)性或創(chuàng)造性的卖鲤，往往不能被外包或自動(dòng)化。
Embrace accountability, and take business risks under your own name. Society will reward you with responsibility, equity, and leverage.
自負(fù)其責(zé)畴嘶，自謀其利蛋逾，自衛(wèi)其權(quán)。
The most accountable people have singular, public, and risky brands: Oprah, Trump, Kanye, Elon.
最有擔(dān)當(dāng)?shù)娜送ǔＬ亓ⅹ?dú)行窗悯，飽受公眾的爭(zhēng)議区匣，比如奧普拉、特朗普蒋院、肯伊和伊隆·馬斯克等亏钩。
"Give me a lever long enough, and a place to stand, and I will move the earth."
- Archimedes
給我一個(gè)支點(diǎn)和一根足夠長(zhǎng)的杠桿，我可以翹起整個(gè)地球欺旧。---阿基米德
Fortunes require leverage. Business leverage comes from capital, people, and products with no marginal cost of replication (code and media).
財(cái)富的積累離不開(kāi)杠桿姑丑。資本，勞動(dòng)力以及邊際成本為零的代碼辞友、媒體作品都可以成為你的杠桿彻坛。
Capital means money. To raise money, apply your specific knowledge, with accountability, and show resulting good judgment.
資本由金錢(qián)組成。應(yīng)用你的個(gè)人知識(shí)踏枣，敢于承擔(dān)責(zé)任昌屉，做出正確的決策來(lái)賺錢(qián)。
Labor means people working for you. It's the oldest and most fought-over form of leverage. Labor leverage will impress your parents, but don’t waste your life chasing it.
所謂勞動(dòng)力茵瀑，就是別人出售自己的時(shí)間為你服務(wù)间驮。這是最古老、最具影響力的杠桿形式马昨。成為老板固然能讓你父母歡喜竞帽，但這并不意味著值得你終身追尋扛施。
Capital and labor are permissioned leverage. Everyone is chasing capital, but someone has to give it to you. Everyone is trying to lead, but someone has to follow you.
資本和勞動(dòng)力都并不能由你直接掌控，需要?jiǎng)e人的配合屹篓。所有人都在追逐資金疙渣，但總有一部分人要為你提供資金。所有人都想成為領(lǐng)導(dǎo)堆巧，但總有人要被你領(lǐng)導(dǎo)忍宋。
Code and media are permissionless leverage. They're the leverage behind the newly rich. You can create software and media that works for you while you sleep.
代碼和媒體作品則屬于你自己能直接掌控的杠桿孟抗。它們是最新崛起的富人背后的杠桿沽瘦。你創(chuàng)建的軟件和媒體作品煮岁，可以為你帶來(lái)“睡后收入”。
An army of robots is freely available - it's just packed in data centers for heat and space efficiency. Use it.
要知道荒揣，機(jī)器人未來(lái)可以免費(fèi)試用篷角，它們只需要在數(shù)據(jù)中心充電和組裝。學(xué)會(huì)使用機(jī)器人系任。
If you can't code, write books and blogs, record videos and podcasts.
如果你不會(huì)編程恳蹲，那應(yīng)該寫(xiě)書(shū)、博客俩滥，制作錄像和播客嘉蕾。
Leverage is a force multiplier for your judgement.
杠桿可以成為你正確決策的放大器。
Judgement requires experience, but can be built faster by learning foundational skills.
判斷需要依賴經(jīng)驗(yàn)举农，但可以通過(guò)學(xué)習(xí)基礎(chǔ)技能更快地建立個(gè)人決策體系荆针。
There is no skill called "business". Avoid business magazines and business classes.
沒(méi)有一種技巧叫做“商業(yè)”，原理商業(yè)雜志和商學(xué)院颁糟。
Study microeconomics, game theory, psychology, persuasion, ethics, mathematics, and computers.
學(xué)習(xí)微觀經(jīng)濟(jì)學(xué)航背、博弈論、心理學(xué)棱貌、辯論玖媚、倫理學(xué)、數(shù)學(xué)和計(jì)算機(jī)婚脱。
Reading is faster than listening. Doing is faster than watching.
讀勝過(guò)聽(tīng)今魔。做勝過(guò)看。
You should be too busy to "do coffee", while still keeping an uncluttered calendar.
哪怕忙得連做咖啡的時(shí)間都沒(méi)有障贸，你也應(yīng)該安排好z自己的時(shí)間错森。
Set and enforce an aspirational personal hourly rate. If fixing a problem will save less than your hourly rate, ignore it. If outsourcing a task will cost less than your hourly rate, outsource it.
設(shè)定你自己理想且合理的個(gè)人時(shí)薪。如果解決某個(gè)問(wèn)題所花費(fèi)的金錢(qián)低于你的個(gè)人時(shí)薪篮洁，那就忽略它涩维，將其外包。
Work as hard as you can. Even though who you work with and what you work on are more important than how hard you work.
無(wú)論你在做什么工作袁波，抑或是和誰(shuí)一起工作瓦阐，都應(yīng)該努力蜗侈。
Become the best in the world at what you do. Keep redefining what you do until this is true.
成為你所在領(lǐng)域的前5%、1%睡蟋，甚至千分之一踏幻。每天進(jìn)步一點(diǎn)點(diǎn)，追求卓越戳杀。
There are no get rich quick schemes. That's just someone else getting rich off you.
天下沒(méi)有免費(fèi)的午餐该面，羊毛出在羊身上。
Apply specific knowledge, with leverage, and eventually you will get what you deserve.
善用你的個(gè)人知識(shí)豺瘤，借助杠桿的力量吆倦，你會(huì)得到屬于你的財(cái)富听诸。
When you're finally wealthy, you'll realize that it wasn't what you were seeking in the first place. But that's for another day.
眾里尋他千百度坐求，驀然回首，那人卻在晌梨、燈火闌珊處桥嗤。
