最新消息胜榔，2018年04月02日胳喷，審核過了，哈哈
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以下為原文：
2017年12月1號監(jiān)管新規(guī)后夭织，蘋果審核加了3.2.1條例：
Guideline 3.2.1 - Business - Other Business Model Issues - Acceptable
We found that your app facilitates loan applications, but the seller and company names associated with your app do not reflect the financial institution in the app or its metadata, as required by Guideline 3.2.1(viii) of the App Store Review Guidelines.
Next Steps
To help us proceed with the review of your app, please provide the following information. The more information you can provide upfront, the sooner we can complete your review.
1. Both a copy and the direct link to the government website of your Business License that verifies the authorization from the Internet Loan Information Agency (營業(yè)執(zhí)照吭露，營業(yè)范圍證明其是網(wǎng)絡(luò)借貸信息中介機(jī)構(gòu)).
Specifically, your did not provide the direct link to the government website.
2. Both a copy and the direct link to the government website of your Finance Permit issued from the local finance governing authority (金融許可證).
3. A copy of the Value Added Telecom Business Operation Permit issued by the local Ministry of Information Industry and Technology (從當(dāng)?shù)毓ば挪揩@得的增值電信業(yè)務(wù)經(jīng)營許可證).
4. Your app’s and service’s Terms & Conditions.
5. In the case of dispute, what resolution mechanism does your app and service offer?
6. What is your responsibility in such case? Is such responsibility stated clearly in the Terms & Conditions?
7. How will the involved parties trace one another?
Additionally, please ensure your app’s Support and Privacy URLs in the metadata direct users to the webpages with appropriate information.
Please attach documentary evidence in the App Review Information section in iTunes Connect. In accordance with section 3.2(f) of the Apple Developer Program License Agreement, you acknowledge that submitting falsified or fraudulent documentation can result in the termination of your Apple Developer Program account and the removal of your apps from the App Store. Once Legal has reviewed your documentation and confirms its validity, we will proceed with the review of your app.
很不幸，近日在更新APP時(shí)尊惰，中了這個大禮包讲竿，把申訴過程記錄下。
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第一次被拒弄屡，以為沒啥大事就自己撤回戴卜，重新打包上傳，并提交了了營業(yè)執(zhí)照琢岩，以后這就沒事了。
沒想到還是因?yàn)檫@個原因打回师脂。
網(wǎng)上搜了下担孔，在解決方案中心進(jìn)行了如下回復(fù)：
提供了我們公司的營業(yè)執(zhí)照掃描件江锨、上海市金融服務(wù)辦公室的批復(fù)文件和國家企業(yè)信息公示系統(tǒng)http://www.gsxt.gov.cn/index.html上查到的公司信息，必須提供這個網(wǎng)站糕篇，不然他有理由認(rèn)為你們公司的信息是作假來的啄育。
尊敬的審核人員:
您好,我們公司是一家金融公司.
**App隸屬于上海******有限公司,App是一家金融衍生品信息服務(wù)平臺,由上海******有限公司研發(fā)運(yùn)營.
附件1為我公司的營業(yè)執(zhí)照,明確了我司具備發(fā)放貸款及相關(guān)資訊活動.
附件2為上海市金融服務(wù)辦公室對我司業(yè)務(wù)的批復(fù)文件.
附件3是國家企業(yè)信息公示系統(tǒng)的截圖,你們也可以到國家企業(yè)信息公示系統(tǒng)查詢我們公司的經(jīng)營范圍,這是網(wǎng)址：http://www.gsxt.gov.cn/index.html，我們公司全稱:上海******有限公司.
請繼續(xù)審核,非常感謝.
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然而蘋果爸爸果然是爸爸拌消，還是沒有通過挑豌，其他資料也必須補(bǔ)充完整。墩崩。氓英。
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沒辦法了，領(lǐng)導(dǎo)催得緊必須要上線鹦筹。
手頭上的工作全部放下來铝阐，專心研究這個條例，花了一上午時(shí)間铐拐，針對他的問題一一做了回復(fù)：
尊敬的審核人員徘键，您好，以下為補(bǔ)充資料:
- A copy of the Value Added Telecom Business Operation Permit issued by the local Ministry of Information Industry and Technology (從當(dāng)?shù)毓ば挪揩@得的增值電信業(yè)務(wù)經(jīng)營許可證).
附件4為我司在國家工信部網(wǎng)站的ICP備案信息,查詢網(wǎng)址為http://www.miitbeian.gov.cn/publish/query/indexFirst.action,輸入我司主辦單位名稱:上海******有限公司,再輸入驗(yàn)證碼提交即可查詢.
- Your app’s and service’s Terms & Conditions.
附件5為用戶協(xié)議在APP內(nèi)的查看入口,附件User registration agreement.doc為我司的用戶協(xié)議文本,請查看.
- In the case of dispute, what resolution mechanism does your app and service offer?
用戶在應(yīng)用中發(fā)生的一切行為都有相關(guān)服務(wù)條款供其提前知情遍蟋，如注冊吹害、借款等，注冊時(shí)會有用戶協(xié)議見附件User registration agreement.doc.借款成功后會生成具有法律效力的合同,APP內(nèi)的入口見附件6,同時(shí)合同文本也已上傳,你可參考附件contract.doc.用戶在使用應(yīng)用過程中出現(xiàn)疑問時(shí),可通過客服解決,客服入口在APP內(nèi)的入口請參考附件7.
- What is your responsibility in such case? Is such responsibility stated clearly in the Terms & Conditions?
有關(guān)責(zé)任認(rèn)定虚青、權(quán)力義務(wù)它呀、違約以及爭議解決方式,附件contract.docx已明確說明,您也可以參考附件8
- How will the involved parties trace one another?
我司具備
1.嚴(yán)謹(jǐn)?shù)木€上******.
2.優(yōu)秀的投資******.
3.專業(yè)的線下******.
4.合理的合同******.
請繼續(xù)審核,非常感謝.
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蘋果解決方案中心好像一旦通過了，之前的申訴內(nèi)容就看不到了挟憔，所以記錄下钟些。
目前還在等到審核中，不知道結(jié)果如何绊谭，有消息了第一時(shí)間更新政恍。
總的來說，這波審核條例的更新达传，應(yīng)該是坑了一大波iOS開發(fā)者篙耗。領(lǐng)導(dǎo)是不懂什么審核不審核的：人家安卓都上線了，你iOS的怎么花了這么久宪赶？比開發(fā)周期還長宗弯，還想不想干了。搂妻。蒙保。還有大波的APP是沒有資質(zhì)的，比如外包公司的賬號欲主、馬甲賬號等等邓厕，難怪最近好多金融類APP都沒有更新了逝嚎，應(yīng)該是都卡在了這里。
另外提供一些網(wǎng)上的資料：
1.http://www.reibang.com/p/a60cee57ec8b?from=singlemessage
2.http://www.reibang.com/p/ea3183f72966
