原文來(lái)自Nick Mugguilli的博客绰姻。作者從另一個(gè)角度告訴你時(shí)間的意義，以及什么時(shí)候用錢去購(gòu)買時(shí)間引瀑。
記得Munger說(shuō)過(guò)：如果你感覺不到時(shí)間的存在狂芋，你還沒有找到生命的意義。你的時(shí)間只在此時(shí)此刻伤疙。
Peter Attia, a physician and longevity expert, has a talk on increasing your lifespan where he proposes an incredible thought experiment to his audience (see 16:49):
醫(yī)學(xué)和長(zhǎng)壽專家Peter Attia有一個(gè)關(guān)于如何延長(zhǎng)壽命的談話银酗，他建議聽眾做一個(gè)難以置信的思想實(shí)驗(yàn)：
I would be willing to bet that not one of you, if you were offered every dollar of Warren Buffett’s fortune, would trade places with him right now…And I would also bet, by the way, that Buffett would be willing to be 20 years old again if he was broke.
我愿意打賭，即使讓你獲得巴菲特的所有財(cái)產(chǎn)徒像，你也不會(huì)愿意和今天的巴菲特交換生命黍特。 我愿意打另外一個(gè)賭， 如果可以年輕20歲锯蛀，巴菲特會(huì)即使破產(chǎn)也在所不惜灭衷。
Consider his thought experiment for one moment.? Imagine having Buffett’s wealth, fame, and status as the greatest investor on Earth.? You can go anywhere you please, meet anyone you want, and buy anything that can be sold.? However, you’re now 87 years old.? Would you make the trade?? I know it sounds cryptic, but almost all of you wouldn’t.
考慮一下他的思想實(shí)驗(yàn)。想象獲得巴菲特的財(cái)富旁涤、名望和地位翔曲，成為地球上最偉大的投資人。你可以去任何想去的地方劈愚， 見任何你想見的人瞳遍，買任何可以買的東西。
但是菌羽，你現(xiàn)在已經(jīng)87歲了掠械。你會(huì)做交易嗎？我知道這聽起來(lái)很神秘，但幾乎所有人都不會(huì)猾蒂。
Attia’s thought experiment got me thinking deeper about another seemingly unrelated question I have been asked by a few friends:
Attia的思想實(shí)驗(yàn)讓我更深入的思考一些朋友提出的另一個(gè)看似無(wú)關(guān)的問題：
Nick, why don’t you monetize your blog?
Nick均唉，你為什么不通過(guò)博客賺錢？
I used to respond to this question with, “I am trying to grow my audience,” or “It isn’t worth what little money I would make,” but I recently realized I was wrong.? I was thinking about this question incorrectly.? I am charging for this blog, but not with money.? I am charging you the one thing you cannot replenish, the one thing Warren Buffett can’t buy, the most important asset in the world—your time.
我過(guò)去常扯遣ぃ回答：“我正在努力聚集我的聽眾”舔箭，或者“這個(gè)掙不了多少錢”，但我最近意識(shí)到自己錯(cuò)了蚊逢。我錯(cuò)誤地思考了這個(gè)問題层扶。我的這個(gè)博客其實(shí)已經(jīng)在收費(fèi)，但不是收的錢时捌。
我向你收取一件你無(wú)法再生的東西怒医，一件巴菲特也無(wú)法買到的東西，這是世界上最重要的資產(chǎn) - 你的時(shí)間奢讨。
Think of it this way:? Each week you get 10,000 minutes to live your life (it’s actually 10,080 minutes, but let’s round for simplicity).? If these 10,000 minutes represent 100% of your week, then each minute is 1 basis point (i.e. one hundredth of a percent).? If you sleep 7 hours a night that’s 2,940 minutes or ~30% of your week.? If you work 40 hours, that’s another 2,400 minutes or 24% gone.? Therefore, if you spend 5 minutes reading one of my posts, that’s 5 basis points of your week that you are allocating to me.? I know that doesn’t sound like much, but when you consider the endless amount of content competing for your attention, it’s amazing.
這樣想一想：每周你可以獲得10,000分鐘的生活（實(shí)際上是10,080分鐘，但為了簡(jiǎn)單起見焰薄，讓我們四舍五入）拿诸。如果這10,000分鐘代表你一周的100％，則每分鐘是1個(gè)基點(diǎn)（即百分之一的百分之一）塞茅。
如果你每晚睡7小時(shí)亩码，那就是2,940分鐘或者你一周的約30％。如果你工作40個(gè)小時(shí)野瘦，那就是另外2,400分鐘或24％不見了描沟。因此，如果你花5分鐘閱讀我的一篇文章鞭光，那就是你每周分配給我5個(gè)基點(diǎn)的時(shí)間吏廉。
我知道這聽起來(lái)不是很多，但是當(dāng)你考慮到無(wú)數(shù)的內(nèi)容爭(zhēng)奪你的注意力時(shí)惰许，這真是太神奇了席覆。
This is why I happily spend ~10 hours a week (6% of my week) writing a 5 minute post that thousands of people will read.? It’s why I read 40+ books a year to find diverse ideas to relate back to your finances.? It’s why I view writing to you as a privilege, an exorbitant privilege, as Barry Ritholtz once said.? In a world where so many people think they are owed something, I have to remind myself that I am owed nothing.? I have to fight, scratch, and claw for your precious attention.? And I will.? I will scour the Earth for the most intriguing things I can share with you week after week after week.? And yes, while my post quality will vary, my goal is to never waste your most important asset.
這就是為什么我樂意每周花費(fèi)大約10個(gè)小時(shí)（我一周時(shí)間的6％）寫一篇5分鐘的文章，成千上萬(wàn)的人會(huì)讀汹买。這就是為什么我每年閱讀40多本書來(lái)尋找和你的財(cái)務(wù)狀況相關(guān)的不同想法佩伤。
這就是為什么我認(rèn)為寫作是一種特權(quán)，一種極高的特權(quán)晦毙，正如Barry Ritholtz說(shuō)過(guò)的那樣生巡。在這個(gè)很多人認(rèn)為他們有所擁有的世界里，我必須提醒自己见妒，我一無(wú)所有孤荣。我必須為你的寶貴關(guān)注而竭盡所能。我會(huì)的。
我會(huì)在地球上搜尋最有趣的東西垃环，一周又一周地與你分享邀层。是的，雖然我的文章質(zhì)量會(huì)有所不同遂庄，但我的目標(biāo)是永遠(yuǎn)不要浪費(fèi)你最重要的資產(chǎn)寥院。
And trust me that time is your most important asset.? Why?? Because you will never get a second more than what you already have.? Yes, I could discuss the importance of time when it comes to starting early or compounding, but I know you already know that.? Time is important primarily because of its scarcity.? Consider this thought experiment and you will see why:
相信我，時(shí)間是你最重要的資產(chǎn)涛目。為什么秸谢？因?yàn)槟阌肋h(yuǎn)不會(huì)多出一秒的時(shí)間。是的霹肝，我可以討論時(shí)間的重要性估蹄，諸如及早開始投資或者復(fù)利效應(yīng)，但我知道你已經(jīng)知道這些了沫换。時(shí)間很重要臭蚁，主要因?yàn)樗南∪毙浴Ｋ伎家幌孪旅孢@個(gè)思想實(shí)驗(yàn)讯赏，你會(huì)明白為什么：
Imagine working extremely hard for years at the neglect of your family so you can earn more money.? Let’s say your plan works and you get that promotion you always craved.? Now you can take your extra money and invest it.? However, a few years later, a downturn strikes and you sell in a panic for a minor loss.
想象一下垮兑，假如你極其努力工作到忽略了家庭，這樣你就可以賺更多的錢漱挎。假設(shè)你的計(jì)劃有效系枪，你得到了你一直以來(lái)渴望的升職。 現(xiàn)在你可以拿出額外的錢并進(jìn)行投資磕谅。然而私爷，幾年之后，經(jīng)濟(jì)衰退來(lái)了膊夹，你出現(xiàn)了小幅虧損衬浑，恐慌之下拋售了股票。
In this thought experiment it sucks that you lost money, but, in theory, you can earn it back later.? You can work a few extra years before retiring, but you can’t go back and see your children as children again.? You can’t attend that friend’s wedding or mourn a relative with your loved ones twice.? As Epsilon Theory’s Ben Hunt stated, “Always go to the funeral.”? The fact is that money will come and go in your life, many times as a result of good and bad luck, but your time is only here now, so don’t squander it.
在這個(gè)思想實(shí)驗(yàn)中割疾，你很倒霉輸了錢嚎卫，但理論上，你可以在以后賺錢宏榕。退休前你可以多工作幾年拓诸，但是你不能再回去看到你的孩子還是孩子的樣子了。你不能參加那個(gè)朋友的婚禮了麻昼，也不能與親人一起哀悼某個(gè)親戚了奠支。
正如Epsilon Theory的Ben Hunt所說(shuō)，“一定要去參加葬禮抚芦”睹眨” 事實(shí)上迈螟，金錢會(huì)在你的生活中來(lái)來(lái)往往，很多時(shí)候是好運(yùn)氣或壞運(yùn)氣的結(jié)果尔崔，但你的時(shí)間只在此時(shí)此刻答毫，所以不要浪費(fèi)它。
And don’t start believing that there isn’t enough time to do what you want in life.? That idea is self-defeating.? If anything, our society is creating more time for more people than ever before.? Just consider this beautiful graphic, which I have discussed before, from the Bill and Melinda Gates Foundation:
不要相信所謂沒有足夠的時(shí)間去做你想要做的事情的說(shuō)法季春。這個(gè)想法大錯(cuò)特錯(cuò)洗搂。我們的社會(huì)正在為更多人創(chuàng)造比以往更多的時(shí)間≡嘏考慮下面這幅漂亮的圖耘拇，是我從比爾和梅林達(dá)蓋茨基金會(huì)那里得到的：
Look at all of those children we saved and all of that human time we created!? All of those lives, billions of hours collectively, would have been wiped from existence but for modern medical knowledge.? This explains why the death of a child is so tragic compared to the death of a centenarian: the child never had a shot at life, but the 100 year old did.? Nevertheless, 5.8 million children died in 2015.? Children who never got to fully live, love, or dream big.? Children who never had their time, so whatever you do, don’t waste yours…
看看我們挽救的所有孩子以及我們因此創(chuàng)造出來(lái)的人類時(shí)間！所有這些生命宇攻，加在一起數(shù)十億小時(shí)惫叛，如果沒有現(xiàn)代醫(yī)學(xué)知識(shí)，都將從地球上消失逞刷。這就解釋了為什么與百歲老人的死相比嘉涌，孩子的死亡是如此悲慘：孩子從來(lái)沒有過(guò)一次生命，但百歲老人有過(guò)了夸浅。
然而洛心，2015年有580萬(wàn)兒童死亡。這些是從未完全生活题篷、愛或夢(mèng)想過(guò)的兒童。從來(lái)沒有時(shí)間的孩子厅目，所以無(wú)論你做什么番枚，都不要浪費(fèi)你的時(shí)間......
Knowing When To Trade 知道什么時(shí)候用錢購(gòu)買時(shí)間
The key to changing your worldview on time is knowing when to trade it for money.? Obviously, if you don’t have much money, you don’t have many options for trading, but as you gain wealth, this tradeoff will become more relevant.? The traditional way to think about when to trade your money for your time has been to pay for anything that is below your hourly wage.? This explains how one could justify paying for a cleaning or laundry service.? I generally agree with this, but it can be expanded.
改變你的世界觀的關(guān)鍵是知道什么時(shí)候用錢來(lái)交換時(shí)間。顯然损敷，如果你沒有多少錢葫笼，你沒有很多交易選擇，但隨著你獲得財(cái)富拗馒，這種權(quán)衡將變得更加相關(guān)路星。什么時(shí)候用錢交易時(shí)間的傳統(tǒng)思考方式是：支付低于你的小時(shí)工資的任何東西。
這解釋了如何為什么我們要支付清潔或洗衣服務(wù)的費(fèi)用而不是自己干诱桂。我原則上同意這一點(diǎn)洋丐，但它可以擴(kuò)展到更廣。
You should also trade your money for anything that you would regret missing on your deathbed.? If you can imagine yourself regretting skipping an event in your final days of life, then you should trade money for it today.? This worldview is something I only adopted recently, but it has made my decision-making process so much easier when it comes to tradeoffs like these.? For example, I would probably spend money to visit a good friend, but I wouldn’t spend money to have a nice car.? I will (hopefully) remember seeing my friend on my deathbed, but the car?? No chance.
任何你臨終前遺憾沒做的事情挥等，你也應(yīng)該用錢去購(gòu)買友绝。如果你能想象自己在生命的最后幾天里后悔錯(cuò)過(guò)了什么，那么今天你應(yīng)該用錢去交換肝劲。這個(gè)世界觀是我最近才采用的迁客，但是以這樣的思考方式權(quán)衡時(shí)郭宝，它使我的決策過(guò)程變得如此簡(jiǎn)單。
例如掷漱，我可能會(huì)花錢去拜訪一位好朋友粘室，但我不會(huì)花錢買一輛好車。我會(huì)在臨終前希望看到我的朋友卜范，但是汽車衔统？一點(diǎn)不重要。
Lastly, I do technically monetize this blog through Amazon affiliate links (i.e. if you buy a book I link then I get a small percentage).? However, the goal was not strictly monetization (I’ve made less than $1 per hour for each hour I have worked on this blog), but tracking engagement from readers like you across different articles.
最后先朦，我通過(guò)亞馬遜聯(lián)盟鏈接從技術(shù)上將這個(gè)博客貨幣化了（如果你從我的鏈接買的書缰冤，那么我會(huì)得到一小部分）。然而喳魏，我的目標(biāo)不是貨幣化（我在這個(gè)博客上每小時(shí)工作時(shí)間掙不到1美元）棉浸，而是跟蹤像你這樣的讀者在不同文章上的活動(dòng)。
With that being said, if you really like issues of time and time travel, I highly recommend the fiction book Replay by Ken Grimwood.? Please just trust me and DO NOT READ THE SYNOPSIS.? Go in blind and you will thank me later for it.? I also recommend the films Memento, Primer, The Butterfly Effect, and Twelve Monkeys for other takes on time travel (sorry it’s my favorite genre).?
話說(shuō)這么多刺彩，如果你真的喜歡時(shí)間和時(shí)間旅行的話題迷郑，我強(qiáng)烈推薦Ken Grimwood的小說(shuō)《Relay》。請(qǐng)相信我创倔，不要閱讀大綱嗡害。直接進(jìn)入開始，你以后會(huì)感謝我畦攘。我還推薦電影Memento霸妹，Primer，The Butterfly Effect和Twelve Monkeys知押，這幾個(gè)是關(guān)于時(shí)間旅行的叹螟。（對(duì)不起，這是我最喜歡的類型）台盯。
最后罢绽，感謝你的瀏覽！
