SectionI：財(cái)富富足七步法之Chapter1 白手起家百萬富翁的秘密
1催跪、The Greatest Money Making Asset That Will Make You A Fortune
作者指出最賺錢的資產(chǎn)不是名校學(xué)位慈俯，也并非來自于繼承財(cái)富，而是你的頭腦，也就是智力資產(chǎn)。那么，如何大幅度提升你的智力資產(chǎn)髓棋？答案是你應(yīng)該花費(fèi)時(shí)間和金錢在擴(kuò)充知識(shí)和技能上，特別是關(guān)于經(jīng)濟(jì)教育上惶洲，這會(huì)給你創(chuàng)造無窮無盡的收入按声。
When you invest time and money to expand your knowledge and skills, especially your financial education, it will return you millions of dollars in income streams for the rest of your life! And that is exactly the purpose of this book, to massively increase the power of your intellectual asset.
Over 90% of your wealth is not what you have in your wallet or in the bank, it is the ideas that you have in your head! In the information age of today, one great idea can be worth a billion dollars.
2、If You Want to Get a 1000% Return on Your Investment You Must Do this...
為了充分利用本書恬吕，作者建議充分參與他所說的活動(dòng)和練習(xí)签则。閱讀時(shí)，圈起關(guān)鍵概念铐料、記錄筆記并經(jīng)常翻閱渐裂。此外，作者建議要在10天以內(nèi)完成閱讀本書钠惩，比如可以每天花個(gè)1小時(shí)閱讀2章柒凉。
Simply spend at least an hour a day reading two chapters, digesting the material and putting it into action. Statistics have shown that 72% of people who buy a book never complete it and less than 3% ever follow through by applying what they have learnt. What a complete waste of money and time!
3、My Journey as a Self-Made Millionaire
作者主要說了下自己成就篓跛，比如31歲就擁有3家總營業(yè)額每年就超過2000萬美元的公司以及個(gè)人收入每年超過93.6萬美元膝捞，說明自己是短時(shí)間擁有了巨額財(cái)富的人，并且這些財(cái)富不是來自于繼承愧沟、銀行借貸或其他投資收入蔬咬，而是來源于他大腦的想法。所以央渣，他有資格成為教我們實(shí)現(xiàn)財(cái)務(wù)自由的老師计盒。
So, what qualifies me to be your wealth coach? Who am I to teach you about how to make money? Am I the richest guy in the region? Or even in Singapore? Of course not! But I dare say that I am someone who has created massive wealth within a very short period of time.
I created all this wealth starting with virtually nothing but the ideas in my head... the same raw material that you too have been blessed with. I did it without a single dollar in inheritance, no bank loans or any external investments.
4、So How Did I Achieve All This?
答案是對(duì)成功和財(cái)富的欲望芽丹。并且這種欲望驅(qū)使他去學(xué)習(xí)任何能讓他獲取財(cái)務(wù)的知識(shí)。在他15歲的時(shí)候卜朗，他就已經(jīng)看巴菲特等成功人士的書籍拔第，模仿他們心態(tài)和策略，吸收并應(yīng)用這些新技巧直到取得我想要的成果场钉。為什么Adam Khoo如此渴望獲得財(cái)富蚊俺，即便他家還是挺有錢的？這離不開家庭教育逛万，特別是他父親對(duì)他非常嚴(yán)格泳猬。所以，從小他就認(rèn)識(shí)到金錢等于自由。如果他能自己賺錢得封，他就能獲得他想要的自由埋心，不需要?jiǎng)e人的允許，特別是他父親會(huì)花一個(gè)小時(shí)教訓(xùn)他亂花的錢忙上。此外拷呆，介紹了他參加第一份工作的經(jīng)驗(yàn)、參加訓(xùn)練營疫粥、閱讀Anthony Robbins的Unlimited Power和Napoleon Hill的Think and Grow Rich對(duì)他的追求財(cái)富的觀念均有不可磨滅的影響茬斧。
My dad believed that if a parent gave his child everything, he would kill the child’s hunger for success. He knew that hunger was the key to motivation and the only way to make me hungry was to deprive me. Whenever I asked my dad to buy me something, his predictable reply would be, ‘Why should I buy it for you? Buy it yourself!’ So early on in my life, I learnt that nobody owed me a living.
Looking back, it was during those days that I learnt how to overcome shyness and the fear of rejection... two important traits of becoming rich.
5、My Very First Business...Setting Up a Mobile Disco
介紹了作者第一段創(chuàng)業(yè)經(jīng)歷梗逮。
First-hand experience in this entertainment business was also crucial in teaching me the skills that would later enable me to grow this entertainment enterprise into a full-fledged event management business, ‘EventGurus Pte Ltd’.
6项秉、My Second Business Idea...Adam Khoo & Associates
介紹了作者的第二桶金。因?yàn)樵趯W(xué)業(yè)上的成功慷彤，作者去當(dāng)了“家教/老師”娄蔼，每個(gè)月可以賺200美元/人。隨著客戶增加和作者聲譽(yù)增強(qiáng)瞬欧，作者開始以一名自由職業(yè)的勵(lì)志導(dǎo)師賺錢贷屎，每天可以賺高達(dá)2000美元，當(dāng)時(shí)他才17歲艘虎。后來唉侄，他決定把這些寫成書，于是出版了“I Am Gifted, So Are You!“野建，并且這本書的銷量很好属划，為作者帶來了可觀的收入。此外候生，作者也和別人合著了三本書同眯，這些為他增加了收入。雖然作者賺了很多錢唯鸭，但他認(rèn)為须蜗，他之所以擁有很多錢是因?yàn)樗麖?Warren Buffett, Peter Lynch and George Soros的書籍里學(xué)習(xí)到的儲(chǔ)蓄和投資的能力，并養(yǎng)成了習(xí)慣目溉。
However, what truly enabled me to accumulate so much money was not so much the income I created, but the lessons I learnt about saving and investing from the stacks of wealth books that I read.
Instead of spending my money indulging in fun and frivolous things, I invested almost everything I had into unit trusts and stocks through the investment strategies I had learnt from reading books by wealth gurus like Warren Buffett, Peter Lynch and George Soros.
All it took was intense desire, a mindset of infinite possibilities, the right strategies and consistent action and determination.
7明肮、Money is A Game...You Must Learn How to Play it
Adam khoo指出，賺錢就是場游戲缭付，前提是你得掌握游戲規(guī)則柿估。那些在學(xué)校比你懶惰、學(xué)習(xí)成績比你差的人之所以如今這么成功陷猫，是因?yàn)樗麄冋莆樟擞螒蛞?guī)則秫舌〉难“錢不是萬能的”，這只說對(duì)了一半足陨。事實(shí)上嫂粟，一切都是錢。財(cái)務(wù)安全意味著自由钠右，意味著從解決生存的枷鎖中解脫出來赋元。但我們卻沒有接受如何賺錢、如何投資以及如何管理我們財(cái)富的教育飒房。我們接受的教育是努力學(xué)習(xí)搁凸，取得好成績，找到好工作…投資有風(fēng)險(xiǎn)狠毯、不要進(jìn)入股市等等护糖。就是這些錯(cuò)誤的財(cái)務(wù)建議，許多人努力工作嚼松，參與這場競爭激勵(lì)的比賽嫡良，但依然貧窮且不快樂。然而献酗，只有少數(shù)幸運(yùn)的人知道財(cái)富并不是來自于一份好工作和為此努力工作寝受。通過閱讀本書，我們能夠了解到別人窮盡一生都了解不到他們?yōu)槭裁礇]有實(shí)現(xiàn)財(cái)務(wù)自由的原因罕偎。
Although many people say that ‘money isn’t everything’, that’s only a half-truth. The truth is that ‘everything is money’!
To be financially secure means to be ‘Free’ – free from being hounded by creditors to pay one’s rent or the hospital to pay one’s bill.
As result of all the wrong anti-wealth advice, most people work hard all their lives, going around in circles in the rat race and ending up broke and unhappy. However, a fortunate few eventually learn that wealth is not made by just getting a good job and working hard.
8很澄、First… You Must Know Why You Are Not Rich, Yet
在學(xué)習(xí)創(chuàng)造財(cái)富策略前，Adam khoo 希望我們回答颜及，為什么我們依然不富有甩苛？是什么原因阻礙我們獲得我們應(yīng)得的財(cái)富？我們需要寫下原因俏站。
9讯蒲、Reasons Why I Am Not Rich Yet
觀看我們列舉的原因，反映了我們擁有的是“勝利者心態(tài)”還是“受害者心態(tài)”肄扎。前者愿意為自己的結(jié)果承擔(dān)100%的責(zé)任墨林，后者會(huì)將結(jié)果歸因于別人，或者很多借口犯祠，或者抱怨萌丈。如果你是“受害者心態(tài)”，認(rèn)為是外在力量控制著你的財(cái)富雷则，那么你學(xué)到的任何策略都是無用的。如果你想從本書受益肪笋，你首先要采取“勝利者心態(tài)”月劈，對(duì)你的結(jié)果100%負(fù)責(zé)度迂。為了實(shí)現(xiàn)百萬富翁這一目標(biāo)，我們首先得學(xué)習(xí)實(shí)現(xiàn)財(cái)務(wù)充裕的七個(gè)步驟猜揪。
Winners take a hundred percent responsibility for the results in their life.
When you learn the strategies of wealth creation, you will find that you can make money at any age, with any background, with little or no money and in any economy.
啟示：
財(cái)務(wù)自由是對(duì)認(rèn)知的獎(jiǎng)賞惭墓，但不是對(duì)努力的補(bǔ)償。
如果你想賺錢而姐，首先是要燃起對(duì)金錢的欲望腊凶。
其次是要多學(xué)習(xí)、多閱讀拴念，并付諸實(shí)踐钧萍。
再次是控制住在娛樂上的消費(fèi)，把錢用于儲(chǔ)蓄和投資政鼠。
最后风瘦，我們需要擁有“勝利者的心態(tài)”，對(duì)結(jié)果100%負(fù)責(zé)公般。
