1.NewEuropean payments regulation has the potential toshake up the banks.
歐洲新的支付規(guī)則對(duì)傳統(tǒng)銀行業(yè)具有潛在的巨大影響力。
2.Europeanrules willopen the door toa host of innovative servicesthat analyzetransactions.
歐洲規(guī)則与学，將對(duì)基于交易過程分析的一整套創(chuàng)新服務(wù)提供更多機(jī)會(huì)彤悔。
3.Customers
needbarely everinteractwith their bank.
消費(fèi)者幾乎不再需要直接到銀行辦理業(yè)務(wù)了嘉抓。
4.European
retail banking has beenremarkably unscathed bytechnology-driven disruption.
歐洲零售銀行業(yè)并沒有因?yàn)榭萍简?qū)動(dòng)所帶來的挑戰(zhàn)而受到顯著的影響。
5.Fintech
companies are beginning tomount a challenge, mostconspicuouslyin the online-payments industry in northern
Europe. But theirreach is more limitedelsewhere in Europe.
互聯(lián)網(wǎng)金融企業(yè)正在發(fā)起挑戰(zhàn)蜗巧，并在北歐地區(qū)的線上支付業(yè)務(wù)領(lǐng)域取得了顯著成效掌眠。但在歐洲其他地區(qū)蕾盯，他們的影響力則十分有限幕屹。
6.Regulators,however, are about totransform the landscape.
然而，監(jiān)管部門正在著手轉(zhuǎn)變這一局面级遭。
7.Banks’ lockhold onpayments serves as a handy source of income.
銀行在支付業(yè)務(wù)中對(duì)消費(fèi)者賬戶數(shù)據(jù)的壟斷望拖，作為一種唾手可得的收入來源。
8.Resistance ismanifested asa concern about data protection.Suchconcerns are legitimatebut also, arguefintech supporters,offer a convenient excuse forbankstoblock competition.
出于對(duì)數(shù)據(jù)安保方面的擔(dān)憂挫鸽，抵觸聲不絕于耳说敏。這種擔(dān)憂是合理的，但是也有理由讓互聯(lián)網(wǎng)金融的支持者們認(rèn)為丢郊，是在為銀行阻礙競爭提供名義上的借口盔沫。
9.Yetfor all their complaints, customersstilltrust banks with their money.
雖然消費(fèi)者們抱怨連天，但他們?nèi)匀挥谜娼鸢足y表達(dá)對(duì)銀行的信任枫匾。
神詞組:
become overdrawn:
成為債務(wù)人
nudge them to save more
引導(dǎo)他們更加節(jié)省
have easy access to:
輕而易舉的獲取
kick-start competition:
競爭一觸即發(fā)
give explicit consent
明確表示贊同
one-click bank transfer:
銀行一鍵轉(zhuǎn)賬
low-value payments:
小額支付
tighten up security:
收緊安全監(jiān)管
guide them toward:
推薦=recommend
rich data:
大量數(shù)據(jù)
leave them in a weaker position:
置他們于弱勢(shì)地位
robust data-protection system:
健全的數(shù)據(jù)安保系統(tǒng)
insured against losses from fraud:
避免因欺詐所帶來的損失
perfect on paper:
紙上談兵
team up with:
與···重組
exploit newcomers technology:
利用競爭者的技術(shù)
Technology? is? manifested? as? a? driving? force? for? development,? which? team? up? with? industry? and? agriculture,? offer? verious? of? convinient? seveces.? A? mobile? phone,? nowdays,? used? not? only? to? make? a? call,? but? also? have? teleconference,? watch? movies,? play? games? or? pay? credit? card,? for? example.
As ?Chinese ?gorvenment ?propelling ?ecnomic ?reform, ?relative ?rules ?will ?open ?the ?door ?to ?fintech ?companies ?that ?are ?expected ?to ?expand ?financial ?channels ?and ?facilitate ?effcient ?work ?flow. ?However, ?it ?is ?proved ?to ?be ?pefect ?on ?paper. ?Kinds ?of ?P2P ?businesses ?have ? easy ?access ?to ?collect ?money ?unofficially ?through ?internet, ?what's ?more, ?some ? ?of ?them ?loan ?sharks ?to ?girl ?students, ?who ?have ?to ?use ?nude ?and ?sex ?vedios ?as ?collateral, ?and ?nudge ?them ?to ?overdraw. ?According ?to ?calculation, ?losses ?from ?fintech ?fraud ?is ?surging, ?that ?means ?illegall ?orgernizations ?exploit ?new ?technology ?to ?level ?people ?in ?a ?weaker ?position.
More ?and ?more ?cases ?shake up ?the ?gorvenment ?and ?make ?it ?realize, ?technology ?combined ?with ?illegal ?companies ?without ?regulation, ?just ?a ?handy ?sauce ?of ?income. ?So, ?regulators ?must ?extremely ?restrict ?financial ?liberalization ?as ?well ?as ?tight ?up ?sercurity ?of ?whole ?system, ?meanwhile, ?guide ?them ?toward ?to ?a ?legitimate-frame.
It ?takes ?time ?to ?transform ?the ?landscape, ?and ?also ?we ?take ?barely ?ever ?advantage ?of ?merchant, ?so ?remember ?that, ?no ?greey, ?no ?lost.
