- Seek wealth, not money or status. Wealth is having assets that earn while you sleep. Money is how we transfer time and wealth. Status is your place in the social hierarchy.
去尋求財富祷肯,而非金錢或地位瓮下。財富就是你擁有資產(chǎn)推穷,而資產(chǎn)在你睡覺的時候都還在為你賺錢仑性;金錢是我們轉(zhuǎn)換時間和財富的工具邻遏;身份是你在社會等級體系里所處的位置酿箭。
- Understand that ethical wealth creation is possible. If you secretly despise wealth, it will elude you.
要明白一件事:一個人完全可以不靠坑蒙拐騙站著賺取財富栏笆。如果你在暗中鄙視財富,那么財富也會躲著你做入。
- Ignore people playing status games. They gain status by attacking people playing wealth creation games.
別去理會那些熱衷于玩身份游戲的人冒晰,他們通過攻擊那些創(chuàng)造財富的人以獲得自己的身份。
4.You’re not going to get rich renting out your time. You must own equity?—?a piece of a business?—?to gain your financial freedom.
你不會通過出租自己的時間而變得富有竟块。你必須擁有產(chǎn)權(quán)壶运,也就是生意的一部分,以此才能贏得個人財務(wù)自由浪秘。
5.You will get rich by giving society what it wants but do
es not yet know how to get. At scale.
提供社會大眾想要但是他們還不知道如何獲取的東西蒋情,你就會因此而致富。但有一點(diǎn):你必須規(guī)乃市化地供應(yīng)社會恕出。
6.Pick an industry where you can play long term games with long term people.
選擇一個你可以長期從事的產(chǎn)業(yè),尋找一批可以一起長期共事的人违帆。
7.The Internet has massively broadened the possible space of careers. Most people haven’t figured this out yet.
互聯(lián)網(wǎng)極大拓展了一個人職業(yè)生涯的可能性。絕大多數(shù)人對此毫無認(rèn)知金蜀。
8.Play iterated games. All the returns in life, whether in wealth, relationships, or knowledge, come from compound interest.
玩就玩復(fù)利游戲刷后。無論是財富,人際關(guān)系或者是知識渊抄,所有你人生里獲得的回報尝胆,都來自復(fù)利。
9.Pick business partners with high intelligence, energy, and, above all, integrity.
在選擇商業(yè)合作伙伴的時候护桦,選擇那些高智商含衔、精力旺盛的家伙,但在這一切之上二庵,他應(yīng)該是個正直誠實的人贪染。
10.Don’t partner with cynics and pessimists. Their beliefs are self-fulfilling.
不要和憤世嫉俗者和悲觀主義者合作,因為他們會任由壞事發(fā)生催享,以此證明他們的負(fù)面看法是正確的杭隙。
11.Learn to sell. Learn to build. If you can do both, you will be unstoppable.
學(xué)會如何銷售,學(xué)會如何創(chuàng)建因妙。如果你同時能做到這兩件事痰憎,你的成功將無可阻擋票髓。
12.Arm yourself with specific knowledge, accountability, and leverage.
用獨(dú)到知識,責(zé)任感和杠桿武裝自己铣耘。
13.Specific knowledge is knowledge that you cannot be trained for. If society can train you, it can train someone else, and replace you.
獨(dú)到知識是那種不可以通過培訓(xùn)而獲得的知識洽沟。這是因為,如果這種知識可以經(jīng)由培訓(xùn)而得蜗细,那么其他人同樣也可以裆操,并且以此取代你。
14.Specific knowledge is found by pursuing your genuine curiosity and passion rather than whatever is hot right now.
在真正的好奇心和熱情驅(qū)使你前進(jìn)的路上鳄乏,你更有可能獲得獨(dú)到知識跷车,而不是在追逐潮流熱點(diǎn)的聞風(fēng)起舞腳步里。
15.Building specific knowledge will feel like play to you but will look like work to others.
創(chuàng)建獨(dú)到知識的過程對于你就像是在玩橱野,而對于別人則像是工作朽缴。
16.When specific knowledge is taught, it’s through apprenticeships, not schools.
不能通過學(xué)校教育教會一個人獨(dú)到知識,它只能通過學(xué)徒制口傳身教水援。
17.Specific knowledge is often highly technical or creative. It cannot be outsourced or automated.
獨(dú)到知識通常極富技術(shù)性和創(chuàng)造性密强,因此它不能被外包或自動實現(xiàn)。
18.Embrace accountability, and take business risks under your own name. Society will reward you with responsibility, equity, and leverage.
擁抱責(zé)任感蜗元,押上自己的聲譽(yù)以承擔(dān)商業(yè)風(fēng)險或渤。社會也會以責(zé)任,產(chǎn)權(quán)和杠桿作為回報奕扣。
19.The most accountable people have singular, public, and risky brands: Oprah, Trump, Kanye, Elon.
最具責(zé)任感的人都具有獨(dú)一無二的薪鹦、世人皆知的、敢于冒險的個性特征惯豆,如奧普拉池磁、川普、坎耶楷兽、埃隆地熄。
20.“Give me a lever long enough, and a place to stand, and I will move the earth.”?—?Archimedes
只要給我一根足夠長的杠桿,一處可以立足的地方芯杀,我就能撬起地球端考。——阿基米德
21.Fortunes require leverage. Business leverage comes from capital, people, and products with no marginal cost of replication (code and media).
財富增長需要使用杠桿揭厚。商業(yè)杠桿有三個來源:1却特、資本;2棋弥、人力核偿;3、復(fù)制起來邊際成本為零的產(chǎn)品(如:代碼和媒體)顽染。
22.Capital means money. To raise money, apply your specific knowledge, with accountability, and show resulting good judgment.
資本的意思就是錢漾岳。想要融資轰绵,那就運(yùn)用你的獨(dú)到知識,配合你責(zé)任感尼荆,展示出你良好的判斷力左腔。
23.Labor means people working for you. It’s the oldest and most fought-over form of leverage. Labor leverage will impress your parents, but don’t waste your life chasing it.
人力指的就是為你干活的人,它是最古老也是爭奪最激烈的杠桿捅儒。人力杠桿會讓你父母因為你手下有許多人為你工作而感到驕傲液样,但你不要浪費(fèi)生命去追求這一點(diǎn)。
24.Capital and labor are permissioned leverage. Everyone is chasing capital, but someone has to give it to you. Everyone is trying to lead, but someone has to follow you.
資本和勞動力是需要征得許可才能使用的杠桿巧还。每個人都在追逐資本鞭莽,但總得有個什么人給你才行;每個人都想要領(lǐng)導(dǎo)其它人麸祷,但總得有什么人愿意跟著你才行澎怒。
25.Code and media are permissionless leverage. They’re the leverage behind the newly rich. You can create software and media that works for you while you sleep.
代碼和媒體是無需要許可即可使用的杠桿。它們是新貴人群背后的杠桿阶牍,你可以通過自己創(chuàng)建的軟件和媒體喷面,在睡覺時仍然為你干活。
26.An army of robots is freely available?—?it’s just packed in data centers for heat and space efficiency. Use it.
一支機(jī)器人軍團(tuán)已經(jīng)集結(jié)待命走孽,只是為了節(jié)約空間和熱效能惧辈,它們被打包放進(jìn)數(shù)據(jù)中心。去用吧磕瓷。
27.If you can’t code, write books and blogs, record videos and podcasts.
如果你不會編程盒齿,那你還可以寫書和博客,或者做視頻或者音頻節(jié)目困食。
28.Leverage is a force multiplier for your judgement.
杠桿能夠成倍地放大你的判斷力(所產(chǎn)生的效能)县昂。
29.Judgement requires experience, but can be built faster by learning foundational skills.
判斷力需要經(jīng)驗,但它可以通過學(xué)習(xí)基本技能的方法更快速地建立起來陷舅。
30.There is no skill called “business.” Avoid business magazines and business classes.
并不存在一種叫做“商業(yè)”的能力。盡量避開商業(yè)雜志和商業(yè)課程审洞。
31.Study microeconomics, game theory, psychology, persuasion, ethics, mathematics, and computers.
去學(xué)習(xí)微觀經(jīng)濟(jì)學(xué)莱睁、博弈論、心理學(xué)芒澜、說服術(shù)仰剿、倫理學(xué)、數(shù)學(xué)和計算機(jī)科學(xué)痴晦。
32.Reading is faster than listening. Doing is faster than watching.
讀比聽快南吮,做比看快。
33.You should be too busy to “do coffee,” while still keeping an uncluttered calendar.
你應(yīng)該忙得沒有社交的時間才對誊酌,與此同時你應(yīng)該始終保證日程安排井井有條部凑。
34.Set and enforce an aspirational personal hourly rate. If fixing a problem will save less than your hourly rate, ignore it. If outsourcing a task will cost less than your hourly rate, outsource it.
你應(yīng)該為自己設(shè)定一個有抱負(fù)的個人時薪數(shù)露乏,并且堅持執(zhí)行。如果解決一個問題所能節(jié)省下來的成本低于你的個人時薪涂邀,那就忽略這個問題好了瘟仿;如果一項任務(wù)的外包成本低于你的個人時薪,就把它外包出去比勉。
35.Work as hard as you can. Even though who you work with and what you work on are more important than how hard you work.
盡管你跟誰一起工作劳较、做什么工作,要遠(yuǎn)比你的努力程度更加重要浩聋。但還是要傾盡全力去工作观蜗。
36.Become the best in the world at what you do. Keep redefining what you do until this is true.
你所做的事情,要努力做到世界最好衣洁。不斷重新定義你在做什么墓捻,直到真的做到世界最好。
37.There are no get rich quick schemes. That’s just someone else getting rich off you.
這個世界上并沒有快速賺錢致富的方法闸与,如果你想要找尋這種方法毙替,那它只會讓別人從你身上賺錢致富。
38.Apply specific knowledge, with leverage, and eventually you will get what you deserve.
運(yùn)用你的獨(dú)到知識践樱,配合上杠桿厂画,最終你會得到你應(yīng)該得到的東西。
39.When you’re finally wealthy, you’ll realize that it wasn’t what you were seeking in the first place. But that’s for another day.
終有一天當(dāng)你變得富有拷邢,你會發(fā)現(xiàn)那一切并不是你最開始想要的東西袱院。但是那就是另外一回事了。
注釋:
1瞭稼、財富就是你睡著覺忽洛,你的資產(chǎn)也在為你繼續(xù)賺錢。這是一個越來越被廣泛接受的定義环肘。Naval Ravikant是硅谷狂熱的數(shù)字貨幣支持者欲虚,所以,他的話另有所指悔雹。從前后文來看复哆,他所謂的資產(chǎn)并不等于是傳統(tǒng)意義上的房產(chǎn)、股票腌零、收藏梯找,而是偏向于他反復(fù)提及的:軟件和媒體。
2益涧、出租時間概念锈锤,許多人理解為打工,認(rèn)為打工就是出租自己的時間以換取金錢。其實并非如此久免,Naval所指的出租時間概念浅辙,指的是一個人的財富增長,是否直接關(guān)系到他的時間妄壶。一個小賣部的老板摔握,他并不為誰打工,但是他的財富增長需要他長時間守在店里丁寄,因此氨淌,他依然是出租時間換錢。但一個淘寶點(diǎn)卡店老板則不同伊磺,他的點(diǎn)卡銷售是全自動的盛正,不需要24小時守著,而且也不需要只做這一樣生意屑埋。這就是Naval所謂互聯(lián)網(wǎng)拓寬了個人職業(yè)生涯的一個例子豪筝。
3、equity我翻譯為產(chǎn)權(quán)摘能,不是一個很好的翻法续崖。但是Naval前文提到assets,很明顯团搞,作為投資人他非常清楚地知道這兩個字眼之間的區(qū)別严望。equity無論是翻譯為股票、權(quán)益或者是資產(chǎn)逻恐,原文說“ You must own equity?—?a piece of a business?—?to gain your financial freedom.”像吻,這是和出租時間概念做對應(yīng)的。出租時間的人复隆,在商業(yè)鏈條里作為生產(chǎn)資料出現(xiàn)拨匆,不擁有任何產(chǎn)權(quán),也就無法通過商業(yè)行為獲利挽拂,所以惭每,我這里勉強(qiáng)翻譯為產(chǎn)權(quán)。
4亏栈、specific knowledge我翻譯為獨(dú)到知識洪鸭,沒有翻譯為特定知識、專業(yè)知識或者是特殊知識仑扑。原因是在我的理解中,specific knowledge不是書本知識置鼻,也不是學(xué)校教授的知識镇饮,更不可能在網(wǎng)上免費(fèi)獲取。一方面箕母,它只能提供自己實踐來獲却⒚辍俱济;另一方面,它只能通過前人口耳相傳钙勃。這種知識是做成一件事情的關(guān)鍵蛛碌,屬于知識體系中不共的那一部分。所以辖源,我翻譯為獨(dú)到知識蔚携。
5、“Give me a lever long enough, and a place to stand, and I will move the earth.”?—?Archimedes 這話不像是阿基米德說的克饶。更像是一次抬杠的結(jié)果:
“給我一個支點(diǎn)酝蜒,我就能撬起地球!”
6矾湃、accountability我本想翻譯為“靠譜程度”亡脑,想想還是算了。
7邀跃、號稱是“四十條語錄”霉咨,但是我就找見了39條。
8拍屑、結(jié)合上下文看途戒,Leverage一詞始終翻譯為“杠桿”其實也不大對頭。Naval一再強(qiáng)調(diào)代碼丽涩、博客棺滞、播客、視頻節(jié)目矢渊,我覺得Leverage在他那里继准,有些時候應(yīng)該相當(dāng)于是個人影響力的代名詞,或者可以簡單理解為放大器矮男。