#time value
1. Properly define assets and liabilities is an investment premise.
錯誤的知識和概念是負資產- 如何定義資產與負債是大前提失尖。
2. Marginal revenue depends on the principal amount, interest rate and time scales.
收益取決于本金妖碉，利率和時間尺度。
3. Certainty and affirmation only turned out when review "histories" - those already happened in the past.
只有在回顧歷史的時候哗咆，一切才是確定的。
4. First things first.
只做重要的事。只做有時間價值的事情。
規(guī)矩做事纯路，本分做人，滿有信心俺榆，永懷希望。
Under the line is now a big change is coming, I confirm, truly brave without flinch
and truly not so confident..
I, am scared.
