Day 1 精讀閱讀筆記

Vocabulary

1. Alone adv.

If you say thatone person or thing alone is responsible for part of an amount, you areemphasizing the size of that part and the size of the total amount.

[emphasis]

E.g The BBC aloneis sending 300 technicians, directors and commentators.

Megastars like Jack Nicholson, who made ￡50million from Batman alone, are unlikely to be affected.

2.Klarna，瑞典支付創(chuàng)企洼裤。

瑞典支付創(chuàng)企Klarna宣布捻撑，他們已經(jīng)從Wonga手中購(gòu)入德國(guó)同行Billpay盐茎。Klarna致力于和在線零售商合作淮蜈，提供多種支付方式哺窄。Billpay的原母公司W(wǎng)onga曾在2014年般婆，因無(wú)法評(píng)估借款人的還款能力而搞的自己聲名狼藉到腥。

Klarna的聯(lián)合創(chuàng)始人兼CEOSebastian Siemiatkowski。Klarna由Sebastian Siemiatkowski蔚袍、Victor Jacobsson以及Niklas

Adalberth三人于2005年共同創(chuàng)立乡范。

3.mortgage（房貸）

A mortgageis a loan of money which you get from a bank or building society in order to buy a house.

4. account holder

the person whosename is on a bank account

銀行用戶

5. predetermined（預(yù)先設(shè)定好的）

If you say thatsomething ispredetermined,you mean that itsform or nature was decided by previous events or by people rather than bychance.

e.g The Prince'sdestiny was predetermined from the moment of his birth.

The capsules(膠囊) can be

made to release the pesticides（殺蟲劑）at a predetermined time.

Synonyms:prearranged, set, agreed, set up

6. nudge

1)verb

If younudgesomeone, you push them gently, usually withyour elbow, in order to draw their attention to something.

e.g I nudged Stanand pointed again.

Synonyms: push,touch, dig, jog

Nudge isalso a noun.

Sheslipped her arm under his and gave him a nudge.

2)verb

If you nudgesomeone or something into a place or position, you gently push them there.

e.g Edna Swinsonnudgedhimintothesitting room.

The civil servant nudged him forward.

Nudgeis also a noun.

McKinnon

gave the wheel another slight nudge.

3)verb

If you nudgesomeone into doing something, you gentlypersuadethem to do it.

e.g Bit by bit Bobhad nudged Fritz into selling his controlling interest.

Foreigners must use their power to nudgethe country towards greater tolerance.

British tour companies are nudging clientsto travel further afield.

Synonyms: prompt,influence, urge, persuade

Nudge isalso a noun.

I had afeeling that the challenge appealed to him. All he needed was a nudge.

4)verb(上一個(gè)專題Amazon’s?empire有出現(xiàn)過(guò)，描述沃爾瑪?shù)呢?cái)政收入有講到這個(gè)詞)

If someone orsomething is nudging a particular amount, level, or state, they have almostreached it.

...a little-knownstage plays writer and actress who was nudging 40 and going nowhere.

The temperaturewhen we were there was nudging80°F.

7. To date

It means up untilthe present time

Synonyms: up tonow, yet, so far, until now

e.g 'Dottie' is byfar his best novel to date.

She is without question the craziest personI've met to date.

To date we have spent eight thousand poundsbetween us.

8. dire嚴(yán)重的

9. unscathed毫發(fā)無(wú)損的啤咽，未受到傷害的

If you areunscathed after a dangerous experience, you have not been injured or harmed byit.

10. mount

If you mount acampaign or event, you organize it and make it take place.

Synonyms: launch,stage, prepare, deliver

11. conspicuously

If someone orsomething is conspicuous, people can see or notice them very easily.

12. incumbent在職者

1）An incumbent is someone who holds an official post ata particular time.

補(bǔ)充：2）adj

If it isincumbent uponyoutodo something, it is your duty or responsibility to do it.

[formal]

It isincumbent uponall of ustomake an extra effort.

Synonyms: obligatory, required, necessary, essential

13. resilient

1）adjective

Something that isresilientis strong andnot

easily damaged by being hit, stretched, or squeezed.

e.g Cotton is moreresistant to being squashed and polyester is more resilient.

...an armchair of some resilient plasticmaterial.

resilienceuncountable noun

Do yourmuscles have the strength and resilience that they should have?

Synonyms: suppleness, give, spring, flexibility

Synonyms: strength, toughness, adaptability, hardiness

2）adjective

People and thingsthat areresilientare able to recovereasily and quickly from unpleasant or damaging events.

e.gGeorge Fraser was clearly a good soldier,calm and resilient.

When theU.S.stock market collapsed inOctober 1987, the Japanese stock market was the most resilient.

resilienceuncountable noun

...theresilience of human beings to fight after they've been attacked.

Synonyms:suppleness, give, spring, flexibility ? More Synonyms of resilient

Synonyms:strength, toughness, adaptability, hardiness

14.cumbersome

A cumbersomesystem or process is very complicated and inefficient.

Synonyms:inefficient, unwieldy, badly organized

15. landscape

countable noun

A landscape is allthe features that are important in a particular situation.

e.gJune's events completely altered the politicallandscape.

...a landscape of unparalleled ignorance.

16. kick-start

To kick-start aprocess that has stopped working or progressing is to take a course of actionthat will quickly start it going again.

Synonyms:stimulate, encourage, prompt, spur

補(bǔ)充：verb

If you kick-starta motorcycle, you press the lever that starts it with your foot.

e.g He lifted thebike off its stand and kick-started it.

17.explicit 利用

Something that isexplicit is expressed or shown clearly and openly, without any attempt to hideanything.

Explicitlyadverb

The play was thefirst commercially successful work dealing explicitly with homosexuality.

Their intention isnot to become involved in explicitly political activities.

explicitnessuncountable noun

When the book waspublished, the energy and explicitness caught the popular imagination.

補(bǔ)充：If you areexplicit aboutsomething, you speak about it very openly and clearly.

He was explicitabout his intention to overhaul the party's internal voting system.

explicitly adverb

She has beentalking very explicitly about AIDS to these groups.

18. authenticate 證明是真實(shí)的晋辆、可靠的或有效的;鑒定，使生效

If you authenticate something, you state officially that it is genuine after examiningit.

1.He says he'll have no problem authenticating the stamp

他說(shuō)自己可以對(duì)這枚郵票進(jìn)行鑒定宇整。

《柯林斯高階英漢雙解學(xué)習(xí)詞典》

2.Documentaries offered the chance to authenticate the accuracy of the various details in these models.

紀(jì)錄片為核實(shí)這些模型中各種細(xì)節(jié)的準(zhǔn)確性提供了機(jī)會(huì)瓶佳。

19.handy

Something that ishandy is useful.

20.PwC普華永道

pwc（普華永道會(huì)計(jì)事務(wù)所）普華永道國(guó)際會(huì)計(jì)事務(wù)所，成立于英國(guó)倫敦鳞青。全球頂級(jí)會(huì)計(jì)公司霸饲，位居四大會(huì)計(jì)師事務(wù)所之首。是由原六大會(huì)計(jì)事務(wù)所中規(guī)模最小但聲望最高的Price Waterhouse（普華）與Coopers & Lybrand（永道）成功合并組成的臂拓。于1998年1月1日公司更名為PricewaterhouseCoopers厚脉。

21.legitimate合法的

Something that islegitimate is acceptable according to the law.

Synonyms: lawful,real, true, legal ? More Synonyms of legitimate

Legitimacyuncountable noun

The oppositionparties do not recognize the political legitimacy of his government.

Legitimatelyadverb

The government hasbeen legitimately elected by the people.

2)If you say thatsomething such as a feeling or claim islegitimate,you think that it is reasonable and justified.

22. robust

1)?adjective

Someone orsomething that is robust is very strong or healthy.

More women thanmen go to the doctor. Perhaps men are more robust or worry less?

We've always specializedin making very robust, simply designed machinery.

robustlyadverb

He became robustlyhealthy.

robustnessuncountable noun

...the robustnessof diesel engines.

2)?adjective

Robust views oropinions are strongly held and forcefully expressed.

A British ForeignOffice minister has made a robust defence of the agreement.

He has the keeneye and robust approach needed.

robustlyadverb

In the decisionswe have to make aboutEurope, we have todefend our position very robustly indeed.

robustnessuncountable noun

...a prominentindustrialist renowned for the robustness of his right-wing views.

23.water down

If something suchas a proposal, speech, or statement is watered down, it is made much weaker andless forceful, or less likely to make people angry.

24. bare someone’steeth

If you baresomething, you uncover it and show it.

這里應(yīng)該是說(shuō)，監(jiān)管者早就躍躍欲試了

25.invoice

countablenoun

An invoice is adocument that lists goods that have been supplied or services that have beendone, and says how much money you owe for them.

e.gWe will then send you an invoice for thetotal course fees.

His ￡700 invoice was settled immediately incash.

Synonyms: account,charge, bill, statement

26．Exploit

1)?verb

If you say thatsomeone is exploiting you, you think that they are treating you unfairly byusing your work or ideas and giving you very little in return.

e.g Critics claimhe exploited black musicians for personal gain.

...the plight of the exploited sugar caneworkers.

Exploitationuncountable noun

Extra paymentsshould be made to protect the interests of the staff and prevent exploitation.

Synonyms: misuse,abuse, manipulation, imposition ? More Synonyms of exploit

2) verb

If you say thatsomeone is exploiting a situation, you disapprove of them because they areusing it to gain an advantage for themselves, rather than trying to help otherpeople or do what is right.

The government andits opponents compete to exploit the troubles to their advantage.

Synonyms: make thebest use of, use, make use of, and utilize exploitationsingular noun

...theexploitation of the famine by local politicians.

Synonyms:misuse, abuse, manipulation, imposition ? More Synonyms of exploit

Synonyms:capitalization, utilization, using to good advantage, trading upon ? MoreSynonyms of exploit

3)?verb

If you exploitsomething, you use it well, and achieve something or gain an advantage from it.

You'll need a goodaerial to exploit the radio's performance.

Caryis hoping to exploit new opportunities inEurope.

So you feel thatyour skills have never been fully appreciated or exploited?

4)?verb

To exploitresources or raw materials means to develop them and use them for industry orcommercial activities.

I think we'rebeing very short sighted in not exploiting our own coal.

exploitationuncountable noun

...the plannedexploitation of its potential oil and natural gas reserves.

Synonyms: misuse,abuse, manipulation, imposition ? More Synonyms of exploit

5)?countable noun

If you refer tosomeone's exploits, you mean the brave, interesting, or amusing things thatthey have done.

His wartimeexploits were later made into a film.

Synonyms: feat,act, achievement, enterprise

27. shake up（phrasal verb）

If someone shakesup something such as an organization, an institution, or a profession, theymake major changes to it.

28．Rock bottom最低點(diǎn)

29．Retail banking

banking forindividual customers

Day2 Topic 2 Levelling the Paying Field

1.New?European?payments?regulation?has?the?potential?to shake?up?the?banks.

歐洲新出臺(tái)的付款規(guī)章（支付規(guī)章）可能會(huì)動(dòng)搖銀行業(yè)的根基

訂正：歐洲新出臺(tái)的支付規(guī)章可能會(huì)給銀行帶來(lái)重創(chuàng)

2.European?rules?willopen?the?door?toa?host?of?innovative?servicesthat?analyze?transactions.

歐洲新出臺(tái)的規(guī)定（法規(guī)）將會(huì)為用于分析交易數(shù)據(jù)的創(chuàng)新服務(wù)領(lǐng)軍者敞開大門胶惰。

Host：a?great?number;

訂正：歐洲新出臺(tái)的法規(guī)將會(huì)為交易分析相關(guān)的創(chuàng)新服務(wù)敞開大門傻工。

Open?the?door?to:to?give?someone?new?opportunities?(sometimes?+?for?)The?success?of?that?film?opened?new?doors?for?him.(sometimes?+?to?)Early?results?show?that?the?new?system?would?open?doors?to?disadvantaged?people.

3.Customers?needbarely?everinteract?with?their?bank.

顧客們不再需要與他們的銀行溝通。

訂正：客戶幾乎都不需要通過(guò)銀行

（篤師點(diǎn)評(píng)）

如果這邊一定把interact翻成與銀行互動(dòng),就略顯死板了。大家都習(xí)慣了互聯(lián)網(wǎng)金融中捆，那很多事情就不需要通過(guò)銀行啦~

提醒大家雙向思考威鹿，當(dāng)你要表達(dá)“不需要通過(guò)銀行”的時(shí)候，能否想起interact?with?the?bank這么地道的用法呢轨香？

4.European?retail?banking?has?beenremarkably?unscathed?by?technology-driven?disruption.

然而歐洲銀行的零售銀行業(yè)并沒(méi)有因?yàn)檫@場(chǎng)技術(shù)變革受到重創(chuàng)逢慌。

5.Fintech?companies?are?beginning?tomount?a?challenge,?mostconspicuouslyin?the?online-payments?industry?in?northern?Europe.?But?theirreach?is?more?limitedelsewhere?in?Europe.

金融科技公司開始發(fā)起挑戰(zhàn)溃卡，將目標(biāo)主要鎖定在北歐的網(wǎng)上支付服務(wù)。但在歐洲其他地區(qū)的進(jìn)展就沒(méi)有這么順利。（重點(diǎn)偏了泽谨，沒(méi)有理解到位）

（篤師點(diǎn)評(píng)）

互聯(lián)網(wǎng)金融公司已經(jīng)開始發(fā)起挑戰(zhàn)衬鱼，尤其是在北歐線上支付領(lǐng)域信粮。但對(duì)歐洲其他地區(qū)的影響則要小得多到旦。

我看到群里很多同學(xué)對(duì)mount?a?challenge表示不解，記住這個(gè)常見搭配球散，表達(dá)的意思就是發(fā)起挑戰(zhàn)尿赚，構(gòu)成威脅。我要提醒大家的是最后那里的reach,用作名詞時(shí)候和influence一個(gè)意思,用來(lái)表達(dá)影響的范圍蕉堰，簡(jiǎn)短好用凌净，建議化作積極儲(chǔ)備。Eg.?Victory?is?now?out?of?her?reach.?/The?company?has?now?overtaken?IBM?in?terms?of?size?and?reach./Such?matters?are?beyond?the?reach?of?the?law.

6.Regulators,?however,?are?about?totransform?the?landscape.

然而屋讶，監(jiān)管者打算改變這種局勢(shì)冰寻。

7.Banks’?lockhold?on?payments?serves?as?a?handy?source?of?income.

銀行可靠的安保措施為銀行帶來(lái)了不少的收入。

（篤師點(diǎn)評(píng)）

牢牢把控支付領(lǐng)域使得銀行輕而易舉就能賺錢皿渗。

lockhold難住了很多同學(xué)斩芭，這種用法很少見，大家作為被動(dòng)詞匯即可乐疆。lock鎖住划乖，hold緊握，加在一起就是牢牢把控的意思挤土，同樣需要大家聯(lián)想體會(huì)哦琴庵。倒是后面的handy這一形容詞值得重視，表示就在手邊耕挨，方便容易细卧，唾手可得尉桩，聯(lián)想它的原形hand好好體會(huì)一下筒占。Eg.?Always?keep?a?first-aid?kit?handy.跟前要常備急救箱/handy?little?tool好用小工具

8.Resistance?ismanifested?asa?concern?about?data?protection.?Suchconcerns?are?legitimatebut?also,?argue?fintech?supporters,offer?a?convenient?excuse?forbanks?toblock?competition.

對(duì)數(shù)據(jù)保護(hù)的擔(dān)憂可以看作是銀行的反抗。雖然這樣的擔(dān)憂是合法的蜘犁，但是金融科技的支持者認(rèn)為這是銀行為了避免競(jìng)爭(zhēng)提出的借口翰苫。

9.Yetfor?all?their?complaints,?customersstilltrust?banks?with?their?money.

盡管消費(fèi)者對(duì)銀行有很多不滿，但他們還是很放心地把錢放在銀行。

神詞組:

become?overdrawn:超支

nudge?them?to?save?more提醒他們要省錢（錯(cuò)啦Ｗ嘁ぁ）鼓勵(lì)他們?cè)黾觾?chǔ)蓄

have?easy?access?to:更容易去做某事

kick-start?competition:引發(fā)競(jìng)爭(zhēng)

give?explicit?consent明確同意

one-click?bank?transfer:一鍵轉(zhuǎn)賬

low-value?payments:金額低的支付（小額支付）

tighten?up?security:強(qiáng)化安保

guide?them?toward:引導(dǎo)他們

rich?data:豐富的數(shù)據(jù)

leave?them?in?a?weaker?position:弱化他們的地位

robust?data-protection?system:強(qiáng)大的數(shù)據(jù)保護(hù)系統(tǒng)

insured?against?losses?from?fraud:避免詐騙損失（投保以防欺詐造成的損失）

perfect?on?paper:紙上談兵（理論完美导披！暗示實(shí)際操作起來(lái)可能困難重重。）

team?up?with:與….合作

exploit?newcomers?technology:開發(fā)新技術(shù)（理解錯(cuò)了）（利用后來(lái)者的技術(shù)）

Day 3 整理總結(jié)

心得總結(jié)

不知道是不是因?yàn)樽约汉芟氲煤V學(xué)獎(jiǎng)埃唯，學(xué)習(xí)能力很差的自己竟然一天搞定思維導(dǎo)圖撩匕！剛開始報(bào)這個(gè)班的時(shí)候，擔(dān)心的就是這個(gè)問(wèn)題Ｄ选止毕！害怕自己搞不定思維導(dǎo)圖，然后完成不了作業(yè)漠趁！但這兩天玩了一下感覺還是不錯(cuò)噠

再來(lái)呢扁凛，就是表白一下Jane女神，聽聲音就感覺是一個(gè)很有活力的一位篤師闯传，又是一個(gè)從事同傳（我的dream?job）的篤師谨朝。膜拜膜拜！甥绿！

好了字币，重頭戲來(lái)啦！共缕！來(lái)談?wù)勛约哼@幾天發(fā)現(xiàn)的問(wèn)題

1.作為一名翻譯專業(yè)的學(xué)生纬朝，這兩天發(fā)現(xiàn)自己沒(méi)辦法適應(yīng)經(jīng)濟(jì)學(xué)人的PDF格式。剛拿到文章的時(shí)候骄呼，趕緊復(fù)制粘貼到word共苛，然后就是不停的編輯整理。最后放大比例蜓萄，像看大字報(bào)一樣讀這篇文章Ｓ缇ァ！

之前有在網(wǎng)上看到嫉沽，譯員有很多時(shí)候都要適應(yīng)文本的各種模式辟犀。不是每次都能這樣把文本無(wú)限放大，然后清晰閱讀绸硕！一個(gè)語(yǔ)言專業(yè)學(xué)生的閱讀能力應(yīng)該是閱讀理解＋看清原始文本的能力堂竟。

當(dāng)然了，這也說(shuō)明了玻佩，我的語(yǔ)言功底還是不扎實(shí)出嘹，一堆不認(rèn)識(shí)的詞夾在密密麻麻的文本里，自然不懂咯咬崔！還是繼續(xù)努力吧Ｋ凹凇烦秩！

2.港真！這次的思維導(dǎo)圖我自己是很滿意的郎仆，直到看到j(luò)ane的導(dǎo)圖只祠！我才知道自己還是有很多不足！扰肌！jane的導(dǎo)圖沒(méi)有像我的那樣抛寝，以文章題目為中心主題。而是以中心思想為中心主題Ｊ镄瘛墩剖！還有在子主題上，Jane會(huì)用各種符號(hào)去表達(dá)夷狰，而我就打了一大堆詞在上面岭皂。學(xué)會(huì)用表情這招g(shù)et到了

3.下周就要考專四啦！那天看文章沼头，發(fā)現(xiàn)這幾個(gè)詞很眼熟爷绘，但就是想不起來(lái)/(ㄒoㄒ)/~~

Exploit

Robust

Legitimate

predetermined

resilient

且背且珍惜，萬(wàn)一下周考到了呢进倍？土至？